FSA/HSA Reimbursement

Use Your HSA or FSA to Save on Mind Circuit Today

You Can Use Your HSA Or FSA
For Mental Health Apps

Navigating healthcare benefits can be overwhelming. Many people don’t realize that the same
accounts that cover doctor visits and therapy sessions can also help them access supportive
mental health tools. That means you could be using pre-tax dollars to reduce the cost of your
Mind Circuit subscription.

Your subscription may be eligible for reimbursement because Mind Circuit is an EMDR-informed,
neuroscience-based tool that supports nervous system regulation, emotional healing, and
stress management.

HSA Vs FSA Comparison

What’s The Difference?

Both accounts help you save money by letting you pay for health-related expenses with pre-tax dollars,
but they work a little differently. Knowing the difference helps you plan and ensure your subscription is covered without leaving money behind.

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HSA (Health Savings Account)

Available only if you have a high-deductible health plan. The biggest advantage is that your funds roll over every year and even grow with you over time.

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FSA (Flexible Spending Account)

Offered by many employers. FSAs are very useful, but the funds typically need to be used by the end of the year (or shortly after, depending on your plan).

What Makes A Mental Health
App
HSA/FSA-Eligible?

Eligibility depends on whether the app is connected to clinical treatment. For example, if a licensed provider
recommends it as part of your care, it can often qualify. Mind Circuit is a strong fit for these criteria. With a
signed LMN, your subscription has a clear pathway to coverage.

Use Your HSA or FSA for Mind Circuit Subscription

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Download the Letter of Medical Necessity (LMN)

Ask your doctor, therapist, or another licensed provider to sign it.

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Save Your Itemized
Receipt

Every Mind Circuit subscription comes with a detailed receipt.

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Submit to Your FSA/HSA
Administrator

Log into your portal, upload the signed LMN and receipt, and submit your claim.

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Get Reimbursed

Most claims processed within 7–14 days.

Grab Your FSA/HSA Toolkit

We’ve bundled everything you need into one easy package, so you don’t have to figure it out alone. Our FSA/HSA toolkit includes

  • Instruction Sheet
  • A Print Version of the LMN
  • A Fillable LMN Template
  • A Receipt Template
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Frequently Asked
Questions (FAQs)

One of the biggest FSA/HSA benefits is financial; you’re using pre-tax dollars, which lowers your taxable income and saves you anywhere from 25% to 40% compared to paying out of pocket. But beyond money, it’s also about peace of mind: you can make caring for your nervous system and emotional health more accessible, consistent, and stress-free.

FSA dollars often work on a “use it or lose it” basis, which means they’ll disappear if not spent before the deadline. If your balance is running low and you’re unsure what to use it on, applying it toward Mind Circuit can be a smart, meaningful choice. Instead of letting those funds go unused, you can turn them into a resource for stress relief, emotional regulation, and ongoing healing.

Using your HSA or FSA for mental health apps makes it easy to invest in your well-being while maximizing your benefits. Here’s how it helps:

  • Save money with pre-tax dollars (up to 40%)
  • Support your therapy by complementing clinical care
  • Get accessible brain-based stress relief tools